THEN: SOCIALLY INSECURE
NOW: SOCIAL SECURITY
Back in grade school, there were many times when I felt I didn’t fit in, especially where boys were concerned. At my first boy-girl party, I hid in the bathroom for several hours wishing the party would end so that I could escape to the freedom of my own home. To this day, I wonder if anyone knew that I was missing. Probably not. I was pretty invisible to most people.
The proof of my invisibility was documented on the playground when I was always the last one chosen for any team sport. And on Valentine’s Day when the bag on the back of my chair received only one or two Valentine’s cards, and one was always from the teacher.
In high school, I had great ideas, but never raised my hand. I had secret crushes that brought hours of joy when the object of my desire, merely looked in my direction.
Things I wanted to say came out all backwards. Fitting in was not my forte.
The only time I felt secure was during those hours spent with my BFF. (Perhaps that’s why she’s still my BFF today.)
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But as the years passed, I realized that most people shook hands with “social insecurity” at one time or another in their teenage and early adult years. We were all just trying to find our place in the world.
Decades passed. I grew into my skin. I fit in.
And now once again I’m approaching a phase in my life which at times feels slippery. I want to embrace “retirement” but unfortunately my financial situation isn’t giving me the hugs I need.
But then of course there is Social Security.
According to Wikipedia, Social Security is a program providing protection against “recognized conditions, including poverty, old age, disability, unemployment and others.”
Once one opts to receive Social Security benefits that is the amount they will receive for the rest of their life, providing the money is still available.
Wherein lies my dilemma. I don’t want to collect this money now, but will the program still exist when I really do need it? There are dozens of financial gurus willing to help me. All for a small sum of my savings.
As far as I can tell, there’s nothing “social” about this club and for the “security” part, I might as well be back on that playground.